Dombivli student alleges ₹2.6 Cr fraud using bank accounts opened in her name

A postgraduate student from Dombivli in Maharashtra’s Thane district has approached the police after discovering that bank accounts opened in her name were allegedly used for unauthorised transactions amounting to nearly ₹2.6 crore , raising concerns of identity misuse and financial fraud.

The complainant, Nidhi Tiwari , daughter of an autorickshaw driver and a student pursuing an MSc degree at a college in Kalyan, said her personal documents were exploited to operate multiple bank accounts without her consent. According to her statement, a friend employed with a private bank had offered assistance in opening an account and even provided her with a small sum of money to complete the formalities.

Tiwari later found that several accounts had been created in her name across different banks and were being used to route large volumes of money. “In one of the accounts alone, transactions crossed ₹10 lakh . Altogether, the amount involved is around ₹2.6 crore ,” she told reporters.

She claimed she was unaware of these transactions until central agencies probing cybercrime cases in Uttarakhand reportedly flagged and froze some of the accounts linked to her identity. The student suspects that the accounts were used as conduits for money generated through fraudulent activities in that state.

When she questioned her friend about the unexpected flow of funds, she was allegedly given vague assurances that there would be no consequences. Her doubts deepened after learning that the accounts were under investigation by central authorities.

In her complaint filed at Ramnagar police station, Tiwari named three individuals from Badlapur and Ulhasnagar as being involved in the misuse of her identity. She expressed fear of being wrongly implicated in criminal cases. “People in Uttarakhand were cheated and my accounts were used in those transactions. I want a fair investigation to establish that I had no role in this,” she said.

Ramnagar police station senior inspector Ganesh Jawadwad confirmed that a complaint had been received and an inquiry is underway to verify the transactions and identify those responsible. Meanwhile, Maharashtra Navnirman Sena leader Avinash Jadhav criticised the police for alleged lack of cooperation with the complainant and demanded an impartial probe to ensure she is not harassed during the investigation.